Late payment penalty calculator — VÕS §113

Input data

Principal amount (€) Type of interest Date when the debt arose End date for calculation

Interim payments

Date	Amount (€)	Allocation

Interest first — payment covers interest first, remainder to principal. Principal first — principal first, remainder to interest.

Calculation table

VÕS §94 / §113 interest rates

Source: Eesti Pank. Rates are updated on 1 January and 1 July.

🔄 Automatic update

Rates are updated automatically when the page is opened (Eesti Pank data, cached for 1 hour).

✏️ Add rate manually

Date VÕS §94 interest (%)